Category: Banking & Insurance

Seven years after the Pacte Act, the retirement savings plan has become an established part of the landscape without becoming the default savings choice for the French. At the same time, the list of tasks assigned to it continues to grow: financing small and medium-sized enterprises, the energy transition, defense—most recently—and now European strategic autonomy. This new ambition […]

The acceleration of digital transformation within the banking sector has profoundly reshaped the risk landscape. While omnichannel approaches and the digitization of customer journeys offer undeniable opportunities for operational efficiency, they are accompanied by a growing imbalance in the face of an endemic threat: the industrialization of fraud. At the heart of this risk matrix lies […]

Summary In an ever-changing economic landscape, where new technologies, regulatory complexity, and rising customer expectations are redefining the rules of the game, how can insurers transform their customer-centric culture into a competitive advantage to meet the industry’s challenges and set themselves apart in the long term? In this article, we highlight […]

For a long time, differentiation in personal insurance was based on coverage, reimbursement levels, and policy terms. Today, this model is losing steam. Policies are becoming increasingly similar, comparison websites are proliferating, and policyholders are switching insurers more readily. In this context, services are no longer merely an add-on. They are becoming a strategic lever […]

9 trillion euros will be transferred in France by 2040, marking the largest wealth transfer in history. This presents a historic opportunity for retail banks… provided they reinvent their private banking model. The challenge is clear: how to attract a new generation of customers who are more digitally savvy, more demanding, and less loyal […]

Paris, October 7, 2025 — iQo continues to grow and announces the arrival of Denis Tassel as a Partner, bringing more than 25 years of experience in supporting major transformations in retail banking. His career path follows a clear theme: helping banks adapt to a constantly changing environment, marked by […]

Developing and implementing a societal strategy is a key challenge and an asset for banks and insurance companies. It is even becoming a necessity in an increasingly challenging macroeconomic, demographic, and social environment. Summary: The challenges that banks’ and insurance companies’ societal strategies must address. Bankers and insurers, as major players […]

Our insurance industry experts present a series of articles on the topic “Strengthening Risk Prevention: A Winning Strategy for Insurance Companies?” In this first article (the second article is available at the bottom of this page), we discuss the benefits of risk prevention measures for insurance companies […]